Accounts

Membership Account

Founded on the basic democratic premise of the cooperative movement, FSCU believes that access to low-cost financial services is critical to the health and stability of ordinary citizens. Credit union membership offers many benefits. Services offered range from simple savings to consumer loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans, and higher rates on savings.

Features:

  • NO monthly service fee

  • FREE Direct Deposit

  • FREE Notary

  • FREE Online Bill Pay

  • FREE eStatements

  • FREE Home Banking

  • FREE Mobile Banking

  • FREE Text Banking

Get Started:

Bring in $26

  • $25 enables you to own 5 shares of FSCU and become a member-owner.

  • Includes one-time entrance fee of $1.00

Minimum documentation required: valid government-issued identification, date of birth, and Social Security number.

Diamond Shield Club Checking

At FSCU, our primary goals are to keep your funds secure, help you grow your finances to meet your goals, and provide the most valuable services possible to help your money do more. Diamond Shield Club Checking is loaded with features that include Identity Theft Protection coverage, which protects you and your eligible family members. We believe the Diamond Shield Club Checking is your best value and our most elite checking account.

Checking Program Benefits:

  • IDProtect® Benefits
    -Up to $10,000 identity fraud reimbursement coverage: for expenses associated with restoring the victim's identity following
    an identity theft event
    -Resolution services: toll-free access to a dedicated consumer fraud specialist that will support the victim in the resolution of
    his or her identity
    -Identity Monitoring: monitoring of over 1,000 databases and public records to identify suspicious activity
    -Triple Bureau Credit File Monitoring: credit file monitoring and automated alerts of key changes to credit reports
    -Credit Reports and Scores -access to triple bureau credit reports and single bureau credit score
    -Debit and credit card registration
    -Online identity theft news center and phone and web resources

  • Financial Wellness 360° -financial wellness platform to assist members with financial wellness

  • Cellular Telephone Protection -Up to $400 of replacement or repair costs if the cell phone is stolen or damaged; up to two (2)
    claims per year; $50 deductible; covers up to four (4) phones listed on the cellular telephone bill. (Cellular telephone bill must be paid through the Checking Program Account)

  • Roadside Assistance -24-hour emergency roadside assistance services

  • $hopping Rewards™-Online cashback shopping with national and local merchants

  • Travel & Leisure Discounts-Shopping, dining, and travel discounts

  • Health Discounts- Prescription Drug, Vision, and Dental Savings (This Benefit is a health discount plan and is not insurance)

Just For You Checking

The Just For You Checking account is a checking account that FSCU offers to its members if they are interested in a secondary or a basic checking account. The Just For You checking account is capable of handling your day-to-day transactions and funds management. This includes receiving direct deposits and transfers between accounts and loans.

Young Adult Checking

We are all about our youth here at FSCU, and we have a Young Adult Checking account for those ages 19-25 that enables you to step into adulthood the intelligent way. This account is designed just for the benefits you need, which enables you to get on the right path for your financial future.

Senior Checking

Senior Checking accounts have been designed for our members 55 years of age and older. With this account, there is NO monthly service charge and our “Exclusively Yours” checks are FREE. These are the best years of your life, so let FSCU make them much better and streamlined.